Health is Wealth. 

This is a golden rule (for me) when the time you have start working and earning begins. Money is just there every 15th and end of the month as compensation for your labor/service to an employer.  Anything and everything you wanted to have and buy is possible during that time.

Based on my own experience as someone working in a corporate environment while having three kids, some companies provide health insurance aside from HMO benefit offers to an individual with full-time or regular employment or contract. This is true and you'll enjoy the assurance that you're covered, and is only applicable (take note) during your stay and tenure in the company that you are working for.

How about when you're not employed? Or employed, but the company does not offer any Insurance or HMO benefits? Yes, you've got SSS and Philhealth (if you're working in a private sector), but with limited coverage only.  What happens next?

This is a question that needs an answer as every day, you're going to report for work In and Out.  You have no idea of what will happen to you whether you're at the office or at home. Only God knows.

So, it is about time to think about (not only today) your future.  Think Big, Plan, and Execute. Think of something and maging "advanced mag-isip"  while we're strong and can do multi-tasking.

My recommendation is, while young, healthy, and energetic, learn to start and put a small amount or portion of your money into long-term investment such as health insurance which in return, will help you when the time comes when you need it most.  Like, when the world turns upside down against you for whatever reasons.  This is not only for your own good.  But, this is also for your family's future.

How? 

By getting a policy on Health Insurance, there is an assurance that they can provide and assist you in your needs like medical, accidental death, dismemberment, and /or disablement, murder and unprovoked assault, burial assistance (due accident), personal liability, medical reimbursement (due to an accident) and more.  The coverage will depend on the plan that you wanted to avail which will be tailored according to your requirements, like 12-months, 24-months or more. 

YGC Corporate Services Inc, partners with the industry-leading insurance providers, example is Malayan Insurance, both under the Yuchengco Group of companies here in the Philippines. 

YGC offers various HEALTH PROTECTION PLANS under the Malayan Family Protect product line that is aligned to your specific needs and those of your family members. Cash benefits are provided not only for hospital confinement but also for ICU coverage, life, and disability benefits. The CARD FOR LIFE plan even provides for add-on cash benefits for payment of your annual credit card dues.

These are the following individual plans available under  Health Protection Plans, We have to choose on which plan are we going to avail and according to our needs.

1. Hospital Cash Plan

2. Family Shield

3. Malayan Insurance Family Protect Plus

5. Card For Life

5. Malayan Family Protect Elite

Aside from what is listed above, your family, kids, and dependents are covered and can avail Educational Assistance, Pension Benefits, and House Rental Cash offers under the Family Protect Elite product.

This is somehow a legacy that I can leave behind for my family through financial support from the health insurance.  It is going to be a big help no matter what happens when the time comes.

To know more, visit http://www.ygccsi.com/healthprotection